Most people in their 40s have children or teenagers and since February 14th falls on a school and a work day, the fun of celebrating the holiday usually takes a back seat to soccer practice and piano lessons and work. So, I suggest celebrating it on Saturday or Sunday the 12th or the 13th instead just to get the most out of the holiday. Again, these suggestions can be considered for birthdays and anniversaries as well. First:  Make arrangements for a reliable sitter on either day you want to surprise your spouse or loved one with children. Second: Clear your partner’s calendar for the day – make sure you pick the day with the least pre-arranged appointments for the children and their school events. Third: Organize a slew of events or activities for the two of you to do for the entire day – this could be an entire day spent in the country or a metropolitan city, depending on where you reside – do the opposite. For example for those living in the bay …