After the much needed purging/cleaning up the house, scheduling donations and curb-side pickup the entire month of January, I am finally ready to tackle the rest of putting my life in order. You know, documentation, files, passwords, and will. Believe it or not, it’s never to early but it is too late when something unplanned happens. So to make life easier for my beneficiaries, I have taken the following into consideration when organizing – simply put- how it should go down when I am no longer living and breathing. Apparently there are 12 documents we need to have ready and easily accessible. Will Why you need it: To choose an executor and spell out your final wishes for how your estate should be distributed after you die. What happens without it: You die “intestate” and your assets go through probate, where your state’s intestacy laws determine how to pay your debts and distribute your assets according to survivorship rights in that state, McMillan says. Living Revocable Trust  Why you need it: To retain control of your assets while …